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How NZ Insurers Handle Misfuel Claims

This article explains how major insurers in New Zealand handle misfuel claims, including what is covered and the steps to claim. It also provides practical advice for customers.

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Chris
Chief Insurance Officer · 28 August 2026

Introduction

Misfuel incidents can be a costly and stressful experience for vehicle owners. When it happens, understanding how your insurer will handle the situation is crucial.

What Insurers Cover

Major insurers in New Zealand typically cover the cost of towing the vehicle to an NZIFDA-certified workshop where manufacturer-spec fuel system recovery takes place. This ensures that any damage caused by using the wrong type of fuel is addressed properly, without attempting on-site repairs which could exacerbate the issue.

How to Claim

  1. Report the Incident Immediately: Notify your insurer as soon as possible after a misfuel incident occurs. Most insurers have dedicated claims lines for such situations.
  2. Provide Necessary Information: Be prepared to provide details about the vehicle, including its make and model, the type of fuel used, and any other relevant information that can help expedite the process.
  3. Follow Up Regularly: Keep your insurer updated on the progress of the claim. This includes following up with the workshop where the recovery is taking place to ensure everything is proceeding as expected.

What to Do Right Now

  • If you suspect that your vehicle has been misfuelled, do not attempt to start the engine until it has been towed and checked by a professional. This is always the #1 rule.
  • Contact your insurer’s claims line immediately for guidance on what steps to take next.
  • Remember to keep all receipts and documentation related to the incident as these may be required during the claim process.

Closing Call to Action

If you find yourself in a situation where your vehicle has been misfuelled, don’t hesitate to reach out. Our team at EEK is here 24/7 to assist with any towing or collection needs. You can contact us via our hotline: 0800 769 000. We also dispatch a tow truck and transport your vehicle to an NZIFDA-certified workshop for manufacturer-spec fuel system recovery, ensuring that the issue is resolved correctly.

For more information on our services or pricing, visit our website at www.eek.nz. Our team is always ready to help you navigate through any misfuel claims with ease and efficiency.

Had a misfuel incident?

We're available 24/7. Call now and we'll dispatch a tow truck within the hour.

Call 0800 769 000

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